Can I get a Platinum Card at 18?

Anyone can qualify for a platinum credit card as long as they are at least 18 years old and have enough income to afford monthly bill payments, though some platinum credit cards are harder to get than others.

Can you get an Amex Platinum at 18?

Your approval chances are much better if you're 21 years old or older when you try for The Platinum Card® from American Express. To be an authorized user, you must be 18 years old. As most teenagers do not have the credit score or income to pay the annual fee, this restriction won't disqualify too many applicants.

Can an 18 year old get an Amex?

Anyone can be eligible for American Express cards if they are at least 18 years old and have a Social Security number and a U.S. street address. Amex applicants should also have more income than monthly expenses and a credit score of 700 or higher, as Amex cards require good or excellent credit for approval.

Who qualifies for a platinum card?

The Platinum Card® from American Express requires good to excellent credit to qualify. This is typically defined as a credit score of 690 or better.

How old do you have to be to get a platinum card?

You must be over 21 years of age to obtain the American Express Platinum Card. Additional cardholders must be over the age of 18. Bring any current credit accounts into good standing. If your credit score is below 700, try improving your credit score to maximize odds of approval.

How I got accepted for an AMEX credit card with NO credit history at 18 years old…

Are platinum cards hard to get?

Yes, it is hard to get the American Express Platinum card because applicants need a 700+ credit score and a high income to qualify for approval. But if you have at least good credit and make a lot of money, you have a decent shot at getting approved.

Is it hard to get approved for Platinum Card?

American Express generally requires a good to excellent credit score to qualify for The Platinum Card® from American Express. Terms apply. You'll want to have at least a 690 credit score before applying for the card. So, you may need to work on building your credit score before applying for the card.

How much money should you make to have a platinum card?

On average, Amex Platinum and Amex Business Platinum cardholders tend to have high incomes. However, a high income is by no means a requirement. We recommend that your annual income be at least $50,000 or higher before applying for the Amex Platinum.

How to get a 850 credit score?

How much income do you need for platinum Amex?

Annual income of $100,000 or more. Aged 18 years or over.

What cards can I get at 18?

There are three main types of credit cards for 18-year-olds: secured credit cards, student credit cards and “normal” credit cards for people with limited or no credit. Secured credit cards are the easiest to get because they require you to put down a refundable security deposit that doubles as your spending limit.

What credit card can I get at age 18?

How can I build my credit at 18?

Is Amex Platinum worth it first year?

The Amex Platinum consistently has one of the most valuable welcome offers out there. Currently, you can earn 80,000 Membership Rewards points after spending $6,000 during your first six months of card membership.

What age is Amex Platinum for?

Amex Platinum Authorized User Benefits and Fees

Additional Card Members must be 13 years of age or older.

Why is Amex Platinum so popular?

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual card credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

How to get 900 credit score?

How to get 800 credit score in 45 days?

Can you get a credit score of 1000?

Most credit scoring systems use a scale that ranges from 300 to 850. There are, however, some credit scoring models that go up to 900 or 950, including industry-specific scores used by certain institutions.

Is Amex Platinum a status symbol?

The Platinum Card® from American Express (Terms apply. See rates and fees) was originally launched in 1984 with an annual fee of $250—unprecedented at the time. Since then, it has become one of the most popular and sought-after travel rewards cards, as well as a status symbol.

Is Platinum fee worth it?

The Amex Platinum Card is only worth the annual fee if you'll use enough benefits to recoup the fee. You could easily offset the fee with the statement credits alone, but this card also offers the chance to earn boosted rewards on travel purchases, too.

Does Amex Platinum have no limit?

If you have a Consumer or Business Green, Gold or Platinum Card, your Card does not have a credit limit. Instead, your Card has no preset spending limit unless you have been previously notified otherwise.

Is a platinum card better than diamond?

Choosing the best card depends on your needs and situation. If you're looking to pay off your debt over an extended period, then the Citi® Diamond Preferred® Card will suit you. If you also want to pay off significant purchases over 18 months without interest, the U.S. Bank Visa® Platinum Card is the best option.

Can everyone get platinum card?

You can apply for this debit card if you are a customer of SBI Bank and also an Indian Resident or NRE. To apply for SBI Platinum Debit Card you must have a: Savings Account. Current Account.

How long does a platinum card take?

The Capital One Platinum delivery time really depends on your report, and how you apply. The fastest would be if you apply online, get approved instantly, and then just wait for the card to get to you, which takes about 10 business days.