Can I get an Apple Card for my child?

Participants under 18 on Apple Card Family accounts must have the family organizer of their Apple Cash Family set up their own Apple Cash card. If you do not have an Apple Cash account, Daily Cash can be applied as a credit on account owner's statement balance by contacting Goldman Sachs Bank USA.

How do I set up an Apple Card for my child?

Can a minor get an Apple Card?

To be eligible to apply for Apple Card, you must be 18 years old or older, depending on where you live. You must be a U.S. citizen or a lawful resident with a valid, physical U.S. address that's not a P.O. Box. You can also use a military address.

Can a 12 year old get an Apple ID?

About settings and features for kids under 13

For example, a child under 13 can't create an Apple ID without permission and consent from a parent or guardian.

Is Apple Card good for building credit?

If you use your Apple Card responsibly, it can help you build your credit over time. To improve your credit score with the Apple Card, focus on making regular, on-time payments and try to keep your credit card balance as low as possible.

Apple Used Child Labour Knowingly

What is the minimum age to add a card to Apple Wallet?

If you're less than 13 years old, Apple Pay isn't available and you can't add a card in the Wallet app. Age varies by country or region.

Can I have 2 Apple cards?

No, Apple Card MasterCards are locked to a specific Apple ID and it's impossible to be logged into both accounts at the same time on one device. You can merge two accounts and create a joint account. Here is a Apple support article that covers becoming co-owners and merging two separate accounts.

What annual income will get you approved for Apple Card?

There is no minimum income limit you need to have.

Is Apple Card hard to get?

Yes, it is hard to get the Apple Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Apple Card.

Does sharing Apple Card affect credit score?

Building credit “equally” means that the payment history and other information about your Apple Card will be reported to credit bureaus for each co-owner. Each co-owner is individually liable for all balances on the co-owned Apple Card and each will be reported to credit bureaus as an owner on the account.

Why can't my kid add a card to Apple wallet?

The answer is that Apple does not allow ApplePay (i.e. adding cards to a device's "wallet") for children under 13. A child absolutely can have their own Apple account under the age of 13.

Why can't my daughter receive Apple Pay?

What you need to send or receive money. To send and receive money using Apple Cash, you must be a resident of the United States and your device must be in the United States. If you're under 18 years old, your family organizer must set up Apple Cash for you as part of Apple Cash Family.

Can you add a junior card to Apple wallet?

So, if your child is between the ages of seven and 15, Apple Pay won't unfortunately be available and you won't be able to add a Revolut Junior card in the Wallet app.

How does Apple Pay work for kids?

Set up Apple Cash Family

The family organizer can set up Apple Cash for a child. They can use Wallet to see the card balance, monitor transactions, and limit who the child can send money to. Go to Settings > [your name] > Family Sharing. Tap the child you want to set up Apple Cash for.

Can my child have venmo?

While Venmo, Zelle, and PayPal don't technically allow minors to open or use accounts, many parents just log in to their own accounts on their children's devices. This violates the terms of service for these apps and may lead to your account getting shut down permanently.

Can you add someone else's card to Apple Pay?

You can use someone else's credit card on Apple Pay if they let you. But if they don't give you permission, it's fraud - and that is a crime. A perfectly legal way to use someone else's credit card with permission is to ask the card's owner to add you as an authorized user.

Can a 12 year old add a card to Apple wallet?

If you're less than 13 years old, you can't add a card to Wallet to use with Apple Cash. Apple Cash services are provided by Green Dot Bank, Member FDIC.

What is the maximum credit limit on the Apple Card?

Cardholders have reported credit limits as low as $50 and as high as $15,000. An Apple Card may be shared using Apple Card Family. It requires each person to be over 13 years old to share the card.

How much will Apple Card drop my credit score?

If you apply for Apple Card and your application is approved, there's no impact to your credit score until you accept your offer. If you accept your offer, a hard inquiry is made.

Does getting denied for Apple Card hurt your credit?

For example, if you apply for the Apple Card, your TransUnion credit report will be accessed, according to Apple's website. This will cause an inquiry to appear on your TransUnion report (not your Equifax or Experian reports) and may result in a temporary decrease in your credit score.

Is Apple Card hard or soft pull?

Apple does a soft credit pull when you apply for Apple card so you can see Apple's offer with credit limit and APR. A hard pull happens after you hit the "accept" button.

How long does Apple Card take to approve?

It can take somewhere between 7-10 business days to get approved for the Apple Credit Card. If you would like to know your application status, call 877-255-5923. Keep in mind that, after approval, you need to personally request the Apple Card from the Wallet app.

How many credit cards is too many to have open?

It's generally recommended that you have two to three credit card accounts at a time, in addition to other types of credit. Remember that your total available credit and your debt to credit ratio can impact your credit scores. If you have more than three credit cards, it may be hard to keep track of monthly payments.

What is considered a low credit limit on Apple Card?

What is the Apple Card's credit limit? The lowest limit you might get through your new Apple Card is $250.

Why is my Apple Card APR so high?

If you see interest charges even after you paid your monthly balance in full, it's likely because you paid your prior monthly balance after the due date. You can set up scheduled payments to make sure that you always pay your monthly balance by the due date.