Can you use a Wise card without the physical card?

The Wise virtual card lets you spend using the real exchange rate online, in-store and while you travel - but exists only in your Wise account, either on your phone or laptop. There's no need to carry your wallet, and no risk of your card being compromised.

Can I use my Wise card before it arrives?

Starting to use the card

Patience is a virtue. But it's one that we don't really have, so once you're verified you can start using the debit card before it even arrives.

How do I use my Wise digital card in store?

Can I use my Wise debit card online?

You can use your Wise card to make online payments, too. For some online payments, you'll be asked to approve the payment from your Wise app, or using a code sent by SMS or call.

Can I use a Wise card like a debit card?

The Wise travel card works just like a normal debit card.

If you have the local currency for a payment, the card will use it. If you don't have the right currency, Wise will convert one of your other currencies for you at the best rate.

Do NOT request Wise.com debit card before you watch this

Can I get a virtual debit card?

A virtual card, sometimes called a temporary card number or anonymous card number, is a credit or debit card number that can be created through a website or mobile app, and does not come with a physical card.

What is the difference between Wise card and Wise digital card?

A virtual card is a digital card that only exists on your phone, which is why at Wise, our virtual card feature is called the Wise digital card. Get all the benefits of the Wise card - spend online, in-store and abroad while saving on currency conversion fees, with the extra layer of security of the Wise digital card.

Can you add Wise to Apple Pay?

To add your Wise card to Apple Pay via the Wise app:

Open the Wise app. Tap on the Card tab, where you can see all your available cards. Select the card you'd like to add then tap on Add to Apple Wallet.

Is Wise card debit or prepaid?

If you're looking for a prepaid card to use abroad, consider getting a specialist card like the Wise card, or the Revolut card. Both of these cards allow you to hold multiple foreign currencies, with easy ways to convert your funds to the currency you need.

Can I use my Wise account as my bank account?

Can you use Wise as a bank account? No, you cannot use Wise as a bank account, because Wise is not a bank, it's a financial technology company.

How do I pay with Wise without card?

Using Apple Pay, Google Pay, or any virtual wallet of your choice, shop wherever contactless payments are accepted, all at the true exchange rate. After you've ordered your real card, you can acquire a Wise virtual card and start spending right away in the Wise app.

How can I pay with digital card?

Accepted in many places. In stores, simply tap your mobile device where you see the digital wallet logo or Contactless Symbol at checkout. Or select the digital wallet logo when shopping online and in apps.

How do I use my Wise debit card abroad?

You can use the Wise debit card anywhere displaying the Mastercard logo, or with Apple Pay or Samsung Pay. If you're spending in a currency you already hold in your account, there's no cost. If not, Wise will auto-convert from whichever balance has the lowest cost.

Does Wise card work in ATM?

You can use your Wise card like any other bank card to withdraw money at ATMs around the world.

How fast can I get a Wise card?

Typically your card can arrive anywhere between 3 working days to 3 weeks, depending on where you live.

Is it worth getting a Wise card?

Yes. Infact, the Wise card can help you cut the costs of currency conversion when you spend and make withdrawals in over 200 countries around the world.

How do I use my Wise card for the first time?

To activate your card: go to your Wise account in the app or website, and enter the 6-digit code that's on the card. Once activated, you can use your card any time, as long as you have money in your account.

Is Wise a bank or a wallet?

Wise is a non-bank payment provider. This means your Wise account is an electronic money account.

Is Wise debit card contactless?

Contactless payments: The Wise Debit Card also supports contactless payments, making it quick and easy to make small purchases.

Is Revolut better than Wise?

Wise Vs Revolut: Transfer Fees

The main difference between the two is that Revolut offers zero fees on transfers to Europe, whereas Wise charges a 0.35% variable fee. So, for example, if you convert 1000 GBP to EUR, you will pay a fee of £3.69 with Wise and nothing with Revolut.

Can I add Wise to PayPal?

Step 1: Link your Wise account to PayPal

Great – you can simply set up a link from your Wise account to PayPal online or in the PayPal app. If you don't have a Wise account just yet, don't worry, getting set up is free and doesn't take long.

Can I use Wise to pay with phone?

To add your Wise card to Google Pay via the Google Wallet:

Open the Google Wallet app. At the bottom, tap Add to Wallet. Select Payment card and then New credit or debit card. Either scan your card or enter the details manually.

Which is better PayPal or Wise?

PayPal Key Features

The main difference between Wise and Paypal is that Paypal adds a markup of around 3.5 – 4% on top of the mid-market rate, depending on the currency while Wise adds no markups on the mid-market rate.

Do Wise cards have a chip?

There is no separate activation step for your Wise Card. You just need to pay for your purchase using your Chip and PIN to enable contactless payments.

Why use Wise instead of bank?

Wise international payments can usually be arranged for a lower fee compared to regular banks, and may arrive much faster too. If you'd rather make your payment in person in a branch then your bank might be right for you – otherwise, you may be able to save with Wise.