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How long does Steam take to process a purchase?

Answer: The transaction period depends on the bank's policies, but according to Steam support, it takes up to 10 days.
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How long does a pending transaction take?

How long will a transaction remain in pending? Generally it takes about 3 to 5 business days to process a transaction, although it can take up to 10 business days or longer.
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What's the longest a transaction can be pending?

A charge can be pending on your account for up to five days. There are several factors that affect how long a pending charge will appear on your credit card. These include when you made the transaction and how long it takes the merchant to process it. Card pre-authorizations may also show on your account for longer.
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Did my Steam purchase go through?

Choose Account details from the drop-down. In the Store & Purchase History section, select View purchase history. You will now see your complete transaction history.
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How long to wait after failed purchase Steam?

So if you're trying to buy a game that's on sale, but you have trouble purchasing, Steam will let you try the purchase again within the next three days. We want you to be able to purchase and enjoy games on Steam.
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STEAM PENDING TRANSACTION ERROR FIX (TUTORIAL) |Steam Store Checkout

Why does Steam take so long to process payment?

There are possibilities that your payment method might have some problems. These issues include reasons like account sync, payment limit, parental controls, and many more. So if you cannot make a payment, then try using some other methods of payment.
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Why is Steam not processing my purchase?

My purchase attempts are failing. What can I do? If you are attempting your purchase through the Steam website, please try purchasing through the Steam application, or vice versa. Disable or completely remove any IP proxy or VPN software that you may be using, restart your computer, and test your purchase again.
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Will Steam refund my purchase?

Valve will, upon request via help.steampowered.com, issue a refund for any title that is requested within 14 days of purchase and has been played for less than 2 hours (this includes online, offline and shared library playtime).
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How long does pending Steam money take?

It generally takes them an hour or two to issue the refund. If it is still pending, then they are considering you on a case-by-case basis as you've gone past the regular limits of 2 hours playtime or 14 days after purchase, and they must come to a conclusion based on the information you provided.
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Does Steam refund everything?

You can request a refund for nearly any purchase on Steam—for any reason. Maybe your PC doesn't meet the hardware requirements; maybe you bought a game by mistake; maybe you played the title for an hour and just didn't like it. It doesn't matter.
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What happens if a pending transaction never goes through?

A pending charge generally indicates to merchants that funds are available, even if the transaction hasn't cleared yet. However, if the merchant never attempts to clear the transaction, the charge expires, and the amount is returned to the debit or credit account.
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Why is my transaction still pending after 3 days?

When will a pending charge be cleared? Usually, a pending charge will show on your account until the transaction is processed and the funds are transferred to the merchant. This could typically take up to three days but may stretch longer depending on the merchant and the type of transaction.
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Does a pending transaction mean it went through?

A pending transaction is a recent card transaction that has not yet been fully processed by the merchant. If the merchant doesn't take the funds from your account, in most cases it will drop back into the account after 7 days.
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Why do pending charges take so long?

A charge can be pending on your account for up to five days. There are several factors that affect how long a pending charge will appear on your credit card. These include when you made the transaction and how long it takes the merchant to process it. Card pre-authorizations may also show on your account for longer.
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Can I stop a pending payment?

Your card issuer is not able to alter a transaction until it's finished, making cancelling a pending one a bit tricky. Your best bet is to contact the merchant who placed the charge, so they can contact your card issuer and request the transaction be reversed.
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Do pending transactions clear on weekends?

Do banks process payments on weekends? Weekends are generally non-business days for banks. Payments received on weekends are generally processed on the next business day, Monday, unless it's a federal holiday.
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Can you get a Steam refund after 2 hours?

Valve will, upon request via help.steampowered.com, issue a refund for any title that is requested within 14 days of purchase and has been played for less than 2 hours. Even if you fall outside of the refund rules we've described, you can submit a request and we'll take a look at it.
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Is Steam pending balance available within 12 hours?

Refunds back to wallet usually happen within 24 hours after the request has been granted. If it says the funds will be available in the next upcoming 12 hours, they will be. They will be available within the next 12 hours.
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Is Steam refund available within 3 hours?

Refunds to wallet can take up to 24 hours. The X hours is a window - if it says 3 hours then it'll be ready within 3 hours. It may arrive with 2 hours and 55 on the clock or the money may return with 3 minutes to spare.
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What percent does Steam refund?

Some stats for you: The average indie game on Steam usually has a refund rate of around 10-12%. For your first indie game on Steam, it's expected you'll have a refund rate of around 15-18%.
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Will Steam refund if a game goes on sale after purchase?

I recently purchased a game that is now on sale. Can I refund the difference? We are unable to refund the difference in price; however, you may request a refund for the initial purchase and repurchase the game at the current sale price.
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Can I spend pending money on Steam?

You will not be able to spend it until it is no longer pending.
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How do I cancel a pending refund on Steam?

You also have the option to cancel your Steam refund request. To do so, go to the help page mentioned above again and simply cancel your request. The game will remain in your account and won't be refunded. However, this is only possible if the refund hasn't yet been processed by Steam.
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Why is Steam making me buy a game again?

Steam may allow you to play the game while it is in the process of authorizing your credit card. In the event that your credit card purchase is declined, Steam will remove the games from the Library list. The next time you try to play the game, Steam will ask if you want to attempt the purchase again.
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How long does Steam take to review purchases?

Our review of your store presence typically takes 3-5 business days to complete. We'll send you any feedback if necessary, or if none is necessary, we'll mark your store page as "Ready for release".
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