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What happens when you pay off your last loan in Animal Crossing?

In Animal Crossing: New Horizons, the home loan can be paid off from the ABD in the Nook Stop in Resident Services. Fully paying off the home loan allows the player to make any future exterior renovations for free.
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Should I pay the last loan Animal Crossing?

Once you pay off your final home loan, you'll be able to make changes to your house's exterior once a day for free. While paying off more than 3 million Bells might not be worth it for some, it'll be necessary for completionists.
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Can you get out of debt in Animal Crossing?

Fortunately, there are quite a few ways you can make bells quickly and efficiently in order to help lift yourself out of debt. You might stick to one method, or use them all, but no matter what you choose will help you achieve your goal of paying off your house loan to Tom Nook!
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Should I pay Tom Nook right away?

Tom Nook's loans don't have any interest or time limit so you can keep playing New Horizons even if you have an outstanding bill to pay. However, you need to pay any loan first before taking out a new one.
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What is the most expensive loan in Animal Crossing?

Let's take a look at each home upgrade, and how big a loan you'll need to take out for it.
  • Tent: 5,000 Nook Miles.
  • House: 93,000 bells.
  • Bigger Room: 193,000 bells.
  • Back Room: 348,000 bells.
  • Left Room: 548,000 bells.
  • Right Room: 758,000 bells.
  • Second Floor: 1,248,000 bells.
  • Basement: 2,498,000 bells.
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Animal Crossing: New Horizons - What Happens When You Pay Off All Loans?

What sells for a lot of money in Animal Crossing?

Save your rarest bugs and fish: The most valuable Animal Crossing fish and insects
  • Wasp: 2,500 → 3,750.
  • Mahi-mahi: 6,000 → 9,000.
  • Tuna: 7,000 → 10,500.
  • Scorpion: 8,000 → 12,000.
  • Oarfish: 9,000 → 13,500.
  • Sturgeon: 10,000 → 15,000.
  • Barreleye: 15,000 → 22,500.
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Can you overthrow Tom Nook?

The Villager must lay low until their plans are complete and they can overthrow Tom Nook. Once you have gathered enough materials, you storm Nook's castle and fight him. He unleashes his final form and battles the player. Tom Nook's mode begins with him ruminating in a bath of Leaf Tickets.
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Can you marry Tom Nook?

Tom Nook is most difficult to marry, as he tends to play hard to get, and his events are more rare since he usually has to tend to Timmy and Tommy. Though while it's more difficult, it's still possible.
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Is Tom Nook good or evil?

If the Nook family's dream home wasn't enough, Tom Nook's history before his role in Animal Crossing games confirms his evil nature. Many players know Redd, Animal Crossing's shifty Art Dealer and collector.
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Is there a Ending in Animal Crossing?

The tried and true method of time travel in Animal Crossing: New Horizons seems to have revealed that the game will stop working when the player gets to the year 2061.
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What happens if you bury money ACNH?

You can grow a money tree in Animal Crossing: New Horizons by burying a bag of Bells in a glowing hole. One glowing hole will appear on your Animal Crossing island every day, even if you already have a money tree. Your money tree will give you either 3,000 Bells, 30,000 bells, or three times the amount you buried.
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Can you actually finish Animal Crossing?

There's no “winning” in Animal Crossing: New Horizons on Nintendo Switch, but if you're looking to unlock the game's many features as quickly as possible, it's a good idea to complete certain objectives each day.
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Can you get kicked out of your island in Animal Crossing?

Even if players physically try to remove themselves from the island, they cannot do so and will ultimately have to call Rescue Services to help them get back to the main island. Therefore, no matter how disruptive players get in the game, they cannot be kicked off their own islands in Animal Crossing: New Horizons.
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What's the biggest house you can get in Animal Crossing?

Expanding your house is one of the main ways to progress in Animal Crossing: New Horizons, so you should always choose to expand whenever possible. You can grow your house from a tiny tent to a three story dwelling with a number of extra rooms, and some useful abilities are also locked behind house upgrades.
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What happens if I don't pay Tom Nook?

The loans in New Horizons don't operate off of any particular schedule. There's no set due date for any of the payments, and Tom Nook will seemingly wait indefinitely with little urgency for players to pay him back.
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Who are Tom Nook's kids?

Artwork of Timmy and Tommy from Animal Crossing: New Horizons. Timothy Nook and Thomas Nook, often known simply as Timmy and Tommy, and collectively known as the Nooklings or T&T, are twin raccoons [nb 4] in the Animal Crossing series who are apprentices of Tom Nook.
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Are Tom Nook and Redd exes?

The general gist of it is that Nook and Redd were business partners and lovers in the past. But Redd's unsavoury actions and ways caused a rift to occur between the two of them, leading to a messy, bitter divorce that has rocked the world ever since. It's sad, truly.
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Does Tom Nook have sons?

Tom never married or had his own children, but he did take in two aspirational youngsters, Tommy and Timmy. They work for Nook, and at some point will take over the business.
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Who is the villain in Animal Crossing Tom Nook?

Redd (In Japanese: つねきち, Tsunekichi), also known as Crazy Redd or Jolly Redd, is the main antagonist and the closest thing to a villainous character in the Animal Crossing franchise. He is a kitsune (or fox outside Japan) who makes a living by scamming people into buying fake artworks and overpriced furniture.
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Who has a crush in Tom Nook?

Although it's implied that Sable may have romantic feelings for Tom Nook, this relationship is never expanded on in later Animal Crossing entries.
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What is the rarest ACNH item?

The rarest and most expensive item in the game is the Royal Crown. Purchasable from the Able Sisters shop, the Royal Crown costs 1,200,000 bells. Not to be confused with the smaller Crown which costs a million bells, the Royal Crown is the ultimate bourgeois flex in the Animal Crossing: New Horizons world.
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How much does 30 gold sell for acnh?

Gold nuggets are a crafting material in Animal Crossing: New Horizons. Gold nuggets can be obtained by hitting rocks with a Shovel or Axe. Up to 30 of the item can be stacked together. Each gold nugget sells for 10,000 Bells.
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What is the most expensive item to sell in ACNH?

It can be sold back for 25,000 Bells—not bad for a rather simple item.
  • 7 Samurai Suit (150,000 Bells) ...
  • 6 Kitchen Island (170,000 Bells) ...
  • 5 Cold Sleep Pod (190,000 Bells) ...
  • 4 Spaceship Control Panel (190,000 Bells) ...
  • 3 Elaborate Kimono Stand (220,000 Bells) ...
  • 2 Grand Piano (260,000 Bells) ...
  • 1 Throne (800,000 Bells)
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