What is Apple Card used for?

Use it to buy things in stores, on websites, and in apps. Make a payment on your Apple Card. Pay back a friend. Or send it straight to your bank account and watch it add up.

Is Apple Card a real credit card?

Apple in August 2019 released the Apple Card, a credit card that's linked to Apple Pay and built right into the Wallet app. Apple is partnering with Goldman Sachs for the card, which is optimized for ‌Apple Pay‌ but will still works like a traditional credit card for all of your transactions.

What can I buy with Apple Card?

Can you use Apple Card for normal stuff?

Pay with Apple Card anywhere Apple Pay is accepted, and use the titanium card or virtual card number anywhere Mastercard is accepted.

What is the credit limit on the Apple Card?

It does have credit limits. The limits are determined by the cardholder's credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000. An Apple Card may be shared using Apple Card Family.

Apple Card Explained - Everything You Need To Know

Do you build credit with Apple Card?

Building credit “equally” means that the payment history and other information about your Apple Card will be reported to credit bureaus for each co-owner. Each co-owner is individually liable for all balances on the co-owned Apple Card and each will be reported to credit bureaus as an owner on the account.

How hard is it to get Apple Card?

Yes, it is hard to get the Apple Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Apple Card.

Does Apple Card raise your credit?

If you apply for Apple Card and your application is approved, there's no impact to your credit score until you accept your offer. If you accept your offer, a hard inquiry is made.

How long does it take to get approved for Apple Card?

It can take somewhere between 7-10 business days to get approved for the Apple Credit Card. If you would like to know your application status, call 877-255-5923. Keep in mind that, after approval, you need to personally request the Apple Card from the Wallet app.

Does Apple Card approve everyone?

According to Apple, customers with a credit score lower than 600 might not be approved for the Apple Card. This means that some applicants with fair credit (scores ranging from 580 to 669) might be accepted for the Apple Card, while others might be declined.

How much is $200 Apple Card?

Currently, the rate of a physical $200 Apple gift card is 270. Meaning you would be getting 54,000 Naira for your physical gift card. But the rate of the Apple Store e-code is 220. So your e-code would fetch you 44,000 Naira on the platform.

How do you pay your Apple Card bill?

What do I need to get an Apple Card?

Applicants with scores above 660 are "considered favorable for credit approval," according the Apple Card's website. In other words, those with at least a "good" score have a chance at getting the card. Apple Card's issuer, Goldman Sachs, uses the FICO Score 9 score model, which ranges from 300 to 850.

Do I need a bank account for an Apple Card?

Like all credit cards, Apple Card requires that you have a bank account for making payments. As you might expect, Apple makes it easy to select a bank account for ‌Apple Card‌ payments using the Wallet app on your iPhone.

What bank is Apple Pay with?

Apple Cash services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions. Only available in the U.S. on eligible devices. To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident.

Can you cancel the Apple Card?

To close an Apple Card account, the account owner or co-owner can contact an Apple Card Specialist.

Does Walmart take Apple Pay?

Unfortunately, the answer is no.

The main reason Walmart doesn't accept Apple Pay is to draw more attention to Walmart Pay—all you have to do is scan the QR code that appears at any checkout lane, and you're on your way. It's that easy. You'll get a receipt saved to your Walmart account, no cash or card required.

Does Apple do monthly payments?

Now when you shop at Apple using Apple Card, you can pay monthly at 0% APR for your new iPhone, iPad, Mac, Apple Watch, and eligible accessories when you choose to check out with Apple Card Monthly Installments.

How much does Apple Card cost monthly?

No Fees. We want to make it easier to pay down your balance, not harder. So Apple Card doesn't have any fees. No annual, over-the-limit, foreign-transaction, or late fees.

Is Apple Card expensive?

The Apple Card has no fees whatsoever. There are no annual fees, foreign transaction fees or late payment fees. The current variable APR is 14.74% to 25.74% based on your creditworthiness, which is pretty similar to other cards.

How much is the monthly payment on Apple Card?

The Apple Card minimum payment is either $25 or 1% of the statement balance, plus fees, past-due amounts, and interest – whichever is higher. If your balance is less than $25, the entire amount is your minimum payment.

Why does everyone want an Apple Card?

The Apple Card offers a set of rewards and perks that make it enticing for a few different reasons. The headlining feature is the ability to earn “Unlimited Day Cash back” on every purchase. The amount of that cash back, however, varies by where and how you make that purchase.

Is the Apple Card good for someone with no credit?

You cannot get approved for the Apple Credit Card with no credit. This card requires at least good, or excellent credit for approval.

Is Apple Card Mastercard or Visa?

You shop primarily at stores that don't accept Apple Pay

And while Costco does, you can only use Visa cards there; the Apple Card runs on the Mastercard payment network.

How do I get cash from my Apple Card?

Transfer in 1 to 3 business days to a bank account

On iPhone: Open the Wallet app, tap your Apple Cash card, tap the More button. , then tap Transfer to Bank. . On iPad: Open the Settings app, tap Wallet & Apple Pay, tap your Apple Cash card, then tap Transfer to Bank.