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Why did my Steam purchase failed?

If the error message that you see for a failing purchase refers to a "hold," you may have failed an AVS (address verification) or CVV2 (3-digit code on the back of the card) check with your bank. decline a transaction that fails an address or CVV check. Steam will not collect the funds that your bank has put on hold.
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How long do you have to wait for Steam purchase failure?

My purchase failed, can I try again? If your purchase fails, Steam will save your shopping cart for 72 hours so you can try to make your purchase again.
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Why does Steam keep declining my debit card?

That could be because you're at or near your credit limit, or the card was suspended for non-payment. A card can also be automatically declined if there is any history of chargebacks against Steam, or any fraud cases on the card.
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How to fix there was an error with a recent Steam purchase?

Try clearing cache, and cookies on the client if doing this on the client, if doing this from the browser clear cache, and cookies. Make sure the person you're trying to gift to, doesn't have the game banned in their country, or more than 10% price gap between yours and his/her currency differences.
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Does Steam refund failed purchases?

At that time, MasterCard marks the money as "reserved", until the final transaction is received from Steam, OR until 2-3 days have passed without a transaction. If the transaction failed for whatever reason, MasterCard will not receive the final transaction from Steam, and will release the money after 2-3 days.
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Why is my Steam purchase failing?

How strict is Steam refund?

Valve will, upon request via help.steampowered.com, issue a refund for any title that is requested within 14 days of purchase and has been played for less than 2 hours. Even if you fall outside of the refund rules we've described, you can submit a request and we'll take a look at it.
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What happens if you abuse Steam refund?

Abuse. Refunds are designed to remove the risk from purchasing titles on Steam—not as a way to get free games. If it appears to us that you are abusing refunds, we may stop offering them to you.
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How do I get rid of Steam failed to process my payment?

Ways to Fix Steam Pending Transaction Error
  1. #1) Cancel Pending Transaction.
  2. #2) Check If the Website is Down.
  3. #3) Disable Proxy and VPN.
  4. #4) Use Another Payment Method.
  5. #5) Check Network Connection.
  6. #6) Check if the Bank Server is Down.
  7. #7) Contact Steam Support.
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Did my Steam purchase go through?

Choose Account details from the drop-down. In the Store & Purchase History section, select View purchase history. You will now see your complete transaction history.
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Why is my card declining even though I have enough money?

Your card may be declined for a number of reasons: the card has expired; you're over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.
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Why is my card declining due to insufficient funds even though I have enough money?

Your debit card's spending power is directly linked to the balance of your checking account. For example, if you only have $650 in your checking account, vendors will only accept your debit card for purchases totaling $650 or less (unless you have overdraft protection on your account).
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Why is Steam not accepting my Visa card?

Check with your bank and make sure it's set up for online usage and make sure you're entering the right zip code/billing address/CVV2/date as if any of those are incorrect then it will return an error. Also check if your bank is asking about suspicious transactions or anything like that and allow ...
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Why is Steam blocking my purchases?

If your previous payment method is blocked, limited, or the details are out of date, the transaction may not go through. This is especially true if you're using a payment method that doesn't match your name or nationality on Steam. Steam supports various payment methods like credit or debit cards and PayPal.
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Can Steam ban you for buying account?

Any attempt to gain access to someone else's account is considered account theft. Accounts which have been bought, sold or traded will be restricted. This includes any type of scam targeting a Steam user over Steam Chat or other systems outside of Steam, or deliberately submitting false information to Steam Support.
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How long do pending transactions take?

How long will a transaction remain in pending? Generally it takes about 3 to 5 business days to process a transaction, although it can take up to 10 business days or longer.
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How long does a Steam refund take?

Typically, Steam processes refunds within 7 to 14 business days from the date of the request. However, the exact processing time may be affected by factors such as the volume of refund requests, the payment method used, and the amount of time it takes to resolve any issues with the refund request.
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Why is my card unable to process payment?

The most common reasons for your payment to fail are either filters your bank applies to certain transactions made online, or amount limitations applied to your card. If your payment is being rejected, please reach out to your bank to get additional information.
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Why is my purchase pending?

A pending transaction is a recent card transaction that has not yet been fully processed by the merchant. If the merchant doesn't take the funds from your account, in most cases it will drop back into the account after 7 days.
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Why does it say unable to process payment?

"Unable to process payment: Low card balance"

You might not have enough funds in your account to make the payment. Check your account balance or contact your bank.
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How many refunds is too much Steam?

Is there a limit to how many purchases I can request a refund for? You can submit any number of refund requests for eligible purchases.
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What counts as refund abuse?

What is refund abuse? Refund abuse (aka. returns abuse) occurs when a customer uses the returns policy of a merchant so much that it becomes unprofitable. Returns are a financial strain for many retailers, costing them on average nearly 60% of the item's original sales price.
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Does Steam get mad if you refund too much?

No. You can request as many refunds as you want through Steam, but if Valve believes you're abusing the system, it can revoke your right to request future refunds.
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Is the Steam refund lawsuit real?

In 2021, game publisher Wolfire Games sued Valve, the company which owns and operates Steam, a computer gaming platform and store, in a class action lawsuit. They alleged Steam was a monopoly, and Valve used this monopoly to pressure publishers into paying higher commission fees for every sale made on the Steam store.
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Can you refund early access games on Steam?

Can you refund Early Access games? Steam allows you to refund any game if: You make your refund request within 48 hours of buying the game. You've played the game for less than two hours.
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