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Why did Steam charge me but not give me the game?

You didn't get the game because Valve didn't get the money (the transaction failed). The money is still with your bank. It is "on-hold" will be returned to you in a few days when your bank sees that the transaction with Valve failed. To but it simply: You're going to get your money back in a few days.
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Why did Steam take my money but no game?

If you didn't receive a receipt, your purchase may still be pending. Find the purchase in your purchase history and you can select it to verify if this is the case. If your purchase was completed and you can't find the game, try logging out of the Steam Client and logging back in.
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How long does it take for a Steam purchase to go through?

Answer: The transaction period depends on the bank's policies, but according to Steam support, it takes up to 10 days.
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Why did my Steam purchase not go through?

If the error message that you see for a failing purchase refers to a "hold," you may have failed an AVS (address verification) or CVV2 (3-digit code on the back of the card) check with your bank. decline a transaction that fails an address or CVV check. Steam will not collect the funds that your bank has put on hold.
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How long does Steam take to refund a failed purchase?

Approved refunds can take up to 7 days to appear in your account – however, refunds to international payment methods may take longer. If your refund hasn't appeared after 7 days, please contact your bank directly and ask about pending refunds on your account.
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STEAM PENDING TRANSACTION ERROR FIX (TUTORIAL) |Steam Store Checkout

Why wont my Steam refund my game?

You can't get a refund if you received a game through a third-party site or other means. You need to submit the refund request within 14 days of purchase. Any purchased game can only have two hours of playtime on it. You can request refunds on in-game purchases or subscriptions, typically within 48 hours of purchase.
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Will Steam refund a game over 2 hours?

The Steam refund offer, within two weeks of purchase and with less than two hours of playtime, applies to games and software applications on the Steam store.
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Does Steam refund purchases?

Valve will, upon request via help.steampowered.com, issue a refund for any title that is requested within 14 days of purchase and has been played for less than 2 hours. Even if you fall outside of the refund rules we've described, you can submit a request and we'll take a look at it.
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How long do pending transactions take?

How long will a transaction remain in pending? Generally it takes about 3 to 5 business days to process a transaction, although it can take up to 10 business days or longer. While a transaction is pending, the amount is deducted from your available funds, not your account balance.
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Are Steam purchases instant?

Buy your Steam Gift Card online with over 72 secure payment methods, including PayPal, and top up your Steam Wallet instantly. Your code arrives immediately in your inbox and also appears directly on your screen for even faster redemption.
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Where is the game I purchased on Steam?

Log in to your Steam account through the Steam application. In the upper right hand corner, click your profile name and select "Account Details" from the drop down list. Click on "View purchase history" to list your Steam Store transactions, Market purchases, and in-game items or currency purchases.
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How long does Steam take to release a game?

This takes between 1-5 days. There are a couple of additional timing requirements before you can release your first few titles on Steam: A 30-day waiting period between when you paid the app fee and when you can release your game.
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Does Steam charge your card immediately?

I've been using steam for like 8 years now, and every purchase has been charged immediately to my bank account.
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Can Steam refuse a refund?

It is worth noting that although Valve is pretty relaxed about Steam refunds you can still be denied a game refund request if the company suspects that you are abusing the system. So don't go requesting refunds constantly or trying to use the system to speedrun games and then ask for a refund.
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Does Steam refund reject money?

Generally, if you decline a gift, it will be deleted, and the sender will automatically receive a refund. However, if the gift was sent from the sender's gift inventory, it will not be refunded, and instead just remain there. It can be re-gifted or redeemed at will.
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Why is Steam holding my funds?

If you haven't had your account protected by a Mobile Authenticator for at least the last 7 days, items leaving your account will be held by Steam for up to 15 days. This provides you time to discover any transactions on hold that you didn't make.
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What happens if a pending transaction isn't taken?

A pending transaction is a recent card transaction that has not yet been fully processed by the merchant. If the merchant doesn't take the funds from your account, in most cases it will drop back into the account after 7 days.
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Does pending mean the money is already taken out?

TLDR: A pending transaction is any transaction that has been authorized but has yet to be posted to your account. Pending transactions can impact your available balance (the amount of money you have available). A posted transaction is a completed transaction that has been fully processed.
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Can pending transactions be Cancelled?

A pending transaction will affect the amount of credit or funds you have available. Canceling a pending transaction usually requires contacting the merchant who made the charge. Once a pending transaction has posted, contact your bank or card issuer to dispute it.
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How do I contact Steam support?

You can contact their support by writing an email to [email protected].
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Is there a limit to how many Steam refunds you can get?

Is there a limit to how many games you can refund? No. You can request as many refunds as you want through Steam, but if Valve believes you're abusing the system, it can revoke your right to request future refunds.
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How do I manually refund on Steam?

Navigate to Steam Help (help.steampowered.com) and log in with your Steam account. Find the purchase you would like to refund and click on it. If your purchase is not listed, it falls too far outside of our refund window and is ineligible for a refund. Select the problem you are having with the product.
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How do I ask for a refund?

Strong ways to request a refund in English
  1. – I feel you should, at the very least, refund the sum of €50 I paid for … (strong)
  2. – I insist that you refund my money at once (strong)
  3. – I must insist on a full refund immediately (strong)
  4. – I'd like a refund.
  5. – I want to have my money back.
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Why does Steam charge 30%?

But a new analysis shows that Valve sometimes receives much less than that headline revenue percentage for some of the most popular games on Steam. The reason for the discrepancy is Steam keys, which developers can generate pretty much at will to sell through non-Steam storefronts and brick-and-mortar retailers.
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Can I trust Steam with my credit card?

Steam Uses HTTPS to Secure Purchases

When you buy a game on Steam through your browser or the Steam client, your purchase is as secure as any other website that uses modern HTTPS encryption. The information that you sent to Steam for your purchase, including your credit card info, is encrypted.
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