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Why is my Steam purchase not working?

My purchase attempts are failing. What can I do? If you are attempting your purchase through the Steam website, please try purchasing through the Steam application, or vice versa. Disable or completely remove any IP proxy or VPN software that you may be using, restart your computer, and test your purchase again.
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Why do my payments keep failing on Steam?

The main cause for this glitch is an error between your local network and the Steam Servers. Any online payment must be made with secure certificates for verification. If connection errors occur with the certificates from Steam, the payment provider and your local network may not match.
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Did my Steam purchase go through?

Choose Account details from the drop-down. In the Store & Purchase History section, select View purchase history. You will now see your complete transaction history.
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How long do you have to wait for Steam purchase failure?

My purchase failed, can I try again? If your purchase fails, Steam will save your shopping cart for 72 hours so you can try to make your purchase again.
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Why is my debit card not working on Steam?

The most common reason is that your card is not authorized for international transactions. You'll need to contact your bank to resolve this issue. Another possible cause is that your card's billing address does not match the address you have registered with Steam.
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STEAM PENDING TRANSACTION ERROR FIX (TUTORIAL) |Steam Store Checkout

Why is my debit card not working even though I have money?

Too Many Transactions at Once

Several transactions in a short period of time can also trigger a denial. You'll need to reach out to your bank or credit union to have your debit card privileges restored.
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Why is my card not working online when I have money?

There are several reasons why a debit card may be declined even if you have money in your account. Commons reasons may include changing cities or not having your card activated. Stay on top of your cards and consider using budgeting apps to help avoid being unable to use them.
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How long does it take Steam to process a purchase?

Answer: The transaction period depends on the bank's policies, but according to Steam support, it takes up to 10 days.
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Can Steam ban you for buying account?

Any attempt to gain access to someone else's account is considered account theft. Accounts which have been bought, sold or traded will be restricted. This includes any type of scam targeting a Steam user over Steam Chat or other systems outside of Steam, or deliberately submitting false information to Steam Support.
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Will Steam refund my purchase?

Valve will, upon request via help.steampowered.com, issue a refund for any title that is requested within 14 days of purchase and has been played for less than 2 hours (this includes online, offline and shared library playtime).
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How long do pending transactions take?

How long will a transaction remain in pending? Generally it takes about 3 to 5 business days to process a transaction, although it can take up to 10 business days or longer.
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How long is Steam purchases valid?

After a gift has been delivered to a friend, they have thirty days to accept the gift. Once the gift has been accepted, the game is permanently subscribed to the Steam account that it was redeemed on.
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Is Steam too big to fail?

Ultimately, your games should most likely be safe. So yes, the idea and assets of Steam are too big to fail at the moment. There is no way that another business would not pick up the pieces of a broken Valve and run with it themselves. But the brand Steam can never be too big to fail.
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What is the most expensive banned Steam account?

One of the richest CSGO accounts in the world, with nearly $5 million worth of skins, has been banned from Steam. 'Seacat' received a game ban on September 15, limiting their access to the platform and potentially locking away their skins forever.
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Can Steam ban you for too many refunds?

yes you can be banned from steam for exploiting their refund system.
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Does Steam ban VPN?

Using a VPN to change countries to get cheaper and/or geo-restricted game deals is against Steam's Terms of Service. The Steam parent company, Valve, reserves the right to suspend or permanently ban your account if you are caught purchasing games and items in Steam with a VPN.
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Why won't Steam give me a refund?

You can't get a refund if you received a game through a third-party site or other means. You need to submit the refund request within 14 days of purchase. Any purchased game can only have two hours of playtime on it. You can request refunds on in-game purchases or subscriptions, typically within 48 hours of purchase.
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Will Steam refund a game over 2 hours?

Steam will offer refund for in-game purchases within any Valve-developed games within forty-eight hours of purchase, so long as the in-game item has not been consumed, modified or transferred.
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How do I authenticate a payment on Steam?

How do I verify my new credit card? After using a new credit card on Steam, please go to the Credit Card Verification page and choose the card you wish to verify. Two small pending authorizations will be sent to your bank account. These authorizations may take time to appear on your statement.
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Why shouldn't I use my debit card online?

Shopping online

Don't use your debit card when shopping online. A debit card links directly to a checking account, “you have potential vulnerability” if you have problems with a purchase or the card number gets hijacked. For the same reason, avoid using your debit card for phone orders.
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Why is my payment declined but showing as pending?

Don't worry, you are NEVER charged for declined orders. Your bank or credit card issuer still shows those charges as pending until they receive final confirmation that those orders were in fact declined, which usually happens in the evening.
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Why is my transaction declined due to security reasons?

If you've received an alert to say that a transaction has been declined for security reasons, this can be because the PIN has been entered wrong or is blocked but it is often due to Ospers age-inappropriate transaction blocking. Was this worth your time? This helps us sort answers on the page.
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How do I know if my debit card is blocked?

When your card is blocked, you cannot make online payments as it will get declined. Also, the card will not be read by the card reader at the ATM or it will not accept the PIN or decline the transaction again. You can confirm if the card is blocked by calling customer care service or at the bank branch.
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Why is my card declining when I have money on Apple pay?

Some possible reasons for why the transaction is declining even though the digital card still appears in the Apple wallet include: Your physical card has been temporarily locked. Your card or the transaction account has insufficient funds or limit for the transaction.
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How do I know if my credit card is blocked?

Call Customer Service

The simplest way to clear up any question about whether your credit card is still active is to call the issuer and ask. Call the number on the back of your card to inquire about the status of your account. If inactive, customer service can likely reactivate.
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