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Will Xbox refund unauthorized charges?

Account protection
Protect your account so others can't make purchases without your approval. We can sometimes refund unapproved purchases but can't guarantee one.
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How do I get a refund from an unauthorized purchase on Xbox?

You can try to request a refund by signing in to https://account.microsoft.com/billing/orders and then copying the order number. Once you have it simply go to the refund webform link here: https://support.xbox.com/en-US/forms/request-a-...
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How do I contact Xbox about unauthorized charges?

After you made the necessary changes, so no unauthorized purchases can be made in the future, go to https://support.xbox.com/contact-us to start trying to contact the support.
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What is an unauthorized charge on Xbox?

Reasons for an unauthorized charge

You have an Xbox subscription or trial that was auto-renewed and charged you for additional time. You're sharing your Microsoft account or don't have your account password protected. Someone in your household or Xbox family group made the purchase without your consent.
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How many refunds does Xbox allow?

Microsoft / Xbox policy only allows one (1) digital refund per Xbox account per calendar year. If you want to use up your one refund for this year on this game, then go for it. But, you won't be able to refund anything else this year if you buy something else by mistake.
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Unauthorized Charges on your Debit Card? Here's what to do.

What qualifies for a refund on Xbox?

Refunds are typically issued for requests made within 14 days of the purchase date for games in which you haven't accumulated a significant amount of play time. For single-use items (like consumables and in-game currency), your request is likely eligible only if the consumable was not redeemed or used.
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Does Microsoft refund accidental purchases?

If you purchased a product from Microsoft, you may be able to request a refund, exchange or a return. Digital goods like apps, games, add-on content, subscriptions, movies, TV shows, and books aren't returnable unless the offer for applicable law states that you're eligible for a refund.
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Can I dispute unauthorized charges?

Because of the Fair Credit Billing Act (FCBA) of 1974, consumers are protected against creditors in certain situations regarding unauthorized charges and certain billing errors. Under this act, you're entitled to take action against a credit card issuer in circumstances for these types of charges: Unauthorized charges.
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How do I claim unauthorized charges?

Fraudulent charges on your bill can be disputed by calling your credit card issuer or filing a dispute online. This is typically a quick process where the issuer will cancel the credit card in question and issue a new one.
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What happens to unauthorized transaction?

Once you dispute an unauthorized transaction, the bank has 10 days to investigate. If the transaction involved a merchant, it's also a good idea to contact the merchant and dispute the purchase. The merchant may refund your purchase if the bank doesn't.
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Does Xbox refund to your bank account?

Refund Request Process

If we grant refund approval, you'll see the refund being processed on your Microsoft account, and you'll no longer be able to use the content. The refund may take a few business days, so you may want to check with your bank to ensure the applicable payment method has been properly credited.
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How do I get my money back from unauthorized purchases?

Contact the company or bank that issued the credit card or debit card. Tell them it was a fraudulent charge. Ask them to reverse the transaction and give you your money back.
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Is it illegal to keep a double refund?

Can cardholders keep double refunds? No. If a cardholder receives a refund after filing a chargeback, they should notify their bank that the chargeback is no longer necessary. Merchants can get these chargebacks reversed by providing evidence of the refund, but this process costs them time and money.
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How long does it take to get money back from unauthorized charges?

If the merchant can prove to the issuing bank that the transaction is legitimate and the cardholder's claims are false, they can get their money back. However, this process will generally take at least 30 days, and often longer.
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Who pays for unauthorized transactions?

Given the riskiness of accepting an online transaction, the liability of accepting a fraudulent transaction rests with the merchant themselves, and not the issuing bank. If a merchant accepts an order online that is later deemed fraudulent, it is the merchant's responsibility to refund the customer.
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How do I dispute a charge and get money back?

Call the customer service number on the back of your credit card or on your statement. Email customer service. Dispute through the financial institution's app. Dispute the transaction in writing (the address should be on your statement)
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Can a bank refuse to refund Unauthorised transaction?

Your bank can only refuse to refund an unauthorised payment if: it can prove you authorised the payment. it can prove you acted fraudulently. it can prove you deliberately, or with 'gross negligence', failed to protect the details of your card, PIN or password in a way that allowed the payment.
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What if someone used my debit card to buy online?

Contact your bank immediately

If the unauthorised payment was taken from your bank account for a purchase over the internet, by telephone, TV or teletext, you may have a right to get your money back. Usually, the bank will have a team of investigators who look into it for you.
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What happens if I falsely dispute a charge?

What happens if you falsely dispute a credit card charge? Purposely making a false dispute is punishable by law and could lead to fines or imprisonment. You could face legal action by a credit card issuer or the merchant.
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Does Microsoft refund to debit card?

All refunds go back to what the purchase was made on. For example if you used your account currency it goes back to that. If it was charged on a credit/debit card it will go back to that.
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How do I reverse a Microsoft purchase?

Go to your Order history and find the order or pre-order. Select Cancel item next to the item you want to cancel. If you don't see this option, you've already been charged for the item, but you can request an exchange or refund. Select the check box next to the item and then select the Cancel item button.
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How do I dispute a Microsoft purchase?

If you bought it from us, go to Services & subscription. If you're eligible, you'll have an option to cancel the subscription immediately and get a refund. We'll issue the refund immediately, but it can take a few days for your payment provider to process it.
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How long does an Xbox refund take?

Refunds may take several business days or longer to appear in your account, so you may want to check with your financial institution to understand when the applicable payment method will be credited. Check out additional eligibility details, guidelines, and resources below.
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How do I stop Microsoft from charging my card?

On the Services & subscriptions page, locate your Microsoft 365 subscription and then select Manage. Do one of the following: If you see a Turn off recurring billing link, choose it to turn recurring billing off. If you see a Cancel link, choose it to cancel the subscription.
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Does an Xbox refund go back on my card?

Yes, Xbox refunds generally go back to the original payment method that was used when the purchase was made. Depending on how the purchase was made, the refund may go back to your bank account or card, depending on how the original purchase was made.
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